Business Builder loans for small businesses

The New Hampshire Community Loan Fund’s Business Builder loans serve self-employed persons and small-business owners with financing needs of $10,000 to $500,000.

A Business Builder loan helped Dino Green meet the demand for towing services

Having been denied for a bank loan doesn’t disqualify you here. The Community Loan Fund is more risk-tolerant than most other lenders, because we will carefully evaluate your business skills, then possibly recommend resources to help you be successful. If we are not a good loan match for you, or if we believe you’d be better served by a bank or some other lender, we will refer you.

To apply for a Business Builder loan:
(Dial-up Internet users: If our pages load painfully slowly, please businessloans [at] communityloanfund [dot] org (subject: Please send me a small-business loan inquiry form) (email us) or call us at 856-0780 and we'll send you the appropriate forms and information).

1. Complete and send our online small-business loan inquiry.

2. Shortly after we receive your inquiry, we will send you instruction for paying a non-refundable $20 fee (online through PayPal, or by check), completing a business skills assessment, and scheduling a 30-minute phone interview to introduce us to you and your business.

3. If it appears from all of the above information that you might be a good match for a Small-Business Loan, we will invite you to submit an application (with a non-refundable $30 fee) that includes credit scores, tax return, personal financial statement, etc. Otherwise, we will refer you to other resources.

4. In-depth phone interview with a member of our business lending team.

5. Business site visit

6. Referral to training or technical assistance resource(s)

7. Closing, which includes an origination fee of 2% of the loan amount or $250, whichever is greater, plus any out-of-pocket expenses the Community Loan Fund has incurred. These costs can be wrapped into the overall loan amount.