mortgage

Bringing conventional mortgages to manufactured homes

Woman chooping vegetables in the kitchen of her manufactured home.

Since 1984, the New Hampshire Community Loan Fund has provided financing, training and technical assistance to help homeowners in manufactured housing (sometimes called “mobile home”) parks purchase and manage their communities as cooperative corporations.

Resident ownership made thousands of homes more stable, secure, and valuable. But manufactured houses were still financed in ways that denied these homeowners some important financial benefits.

Welcome Home Loans: Real mortgages for manufactured homes

Welcome Home Loans for manufactured houses (sometimes called mobile homes) are real mortgages for people who want an affordable home or who wish to refinance their current home.

The First 100

We're celebrating the First 100 resident-owned communities in NH

ROC-NH logo

In 1984, 13 families in Meredith Center Trailer Park were about to lose their homes to a developer who wanted to buy the park and evict them. We helped the families form a cooperative, then loaned them the money to buy the park.

Manufactured housing park in Newport purchased by residents

NEWPORT, NH (June 28, 2010) – Residents of the Pines mobile home park, a 16-unit manufactured-housing park in Newport, closed June 8 on the purchase of their community, making it Newport’s first resident-owned community and the 96th in the state.

Manufactured housing park in Newport purchased by residents

NEWPORT, NH (June 28, 2010) – Residents of the Pines mobile home park, a 16-unit manufactured-housing park in Newport, closed June 8 on the purchase of their community, making it Newport’s first resident-owned community and the 96th in the state.

Buying or selling a home in a manufactured-housing co-op

Jay Mathena in his front yard

ROC-NH logoIf you are considering buying a manufactured home (sometimes called mobile home), you should consider all of the benefits of resident-owned communities.

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Board and committees

Questions about our governance structure? Please write or call us at (603) 224-6669.

Board of Directors

Janet Ackerman, Vice Treasurer
Bedford
Vice President, Commercial Lending, Relationship Manager
Eastern Bank

Peter Brankman, Treasurer
Andover
Retired CPA

Don Brueggemann
Concord
Manager
The Works

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IDA brought dream of a house within reach

Schuyler Merritz used her savings from her Individual Development Account program, administered by the Community Loan Fund, for the down payment on her house, which she bought in July, 2007. Sky served on CATCH Neighborhood Housing's Resident Outreach Opportunity Team, comprising CATCH residents from around Concord. CATCH is a partner, borrower and former program of the Community Loan Fund.