The Scanlons were among the many thousands of homeowners crushed by the recession of the late 2000s. Bankrupt and heartbroken, living in a tiny subsidized apartment, they reached out to the Community Loan Fund. Five weeks later, they were homeowners.
Jonathan Ginsberg was saving for a house when he was a freshman in high school. The American Dream was his dream, and an Individual Development Account helped him buy a house for his young family.
If Mary and Bruce Robie’s manufactured home was a boat, they’d have been on a life raft. The house was cold and drafty, and the furnace had cracked. An energy audit and the work of a weatherization crew turned their home into a tight ship.
What Thomas Jefferson, John Adams and Philadelphia are to the birth of the United States, Bob Sirles, Rebecca Storey and the Meredith Center Cooperative are to New Hampshire’s resident-owned cooperatives. They struck the spark. They lit the fire.
A life-threatening disease made Lois Parris dig deep for strength she didn't know she had. A community-threatening event turned her into a leader. Today, she's "a relentless worker and advocate for the cause” of resident-owned communities.
Paul Bradley has helped manufactured-home parks convert to resident-owned communities (ROCs) for more than two decades. Some of his favorite memories are of groups of residents who saw and made the most of their opportunity to become independent and self-sufficient.
Denise Stone and her family downsized, then re-created an old-time neighborhood feeling in her resident-owned community in Barrington, NH. They're not the only ones. Resident-owned communities have become a way to recreate neighborhood camaraderie.
Three of New Hampshire’s resident-owned communities found a way to pass their opportunities down to the next generation of co-ops, while at the same time growing their reserve accounts.
Residents have successfully pushed for fairer treatment under state law of manufactured-homes and resident-owned communities, and for real mortgages for manufactured homes.
Members of New Hampshire’s manufactured-housing cooperatives lead a national movement. The ripples that begin with ideas and solutions created in resident-owned communities (ROCs) here are spread across the country by ROC USA.