Real impact, close to home

Beekeeper standing in front of his business sign.

The Community Loan Fund is successful when our borrowers are successful. And they’ve been successful often enough to earn us the highest possible rating for our impact, and the NEXT Award for Opportunity Finance, the highest award in the field, for our innovation.

"This is local talent that is global talent," says George McCarthy, formerly  of the Ford Foundation.

Since our founding in 1983 through December 2017, the Community Loan Fund has helped create or preserve …

  • 8,533 affordable homes
  • 4,297 child care or school slots
  • 3,745 jobs

… by lending more than $271 million and attracting an additional $640 million to these projects.

Hundreds of people, foundations, religious organizations, businesses, banks and governmental partners have worked with us to create that impact.

Do you want to create opportunity and transform lives, right here in New Hampshire?

Link to "Where do you get your funds" blog post

Donate to the Community Loan Fund

Your tax-deductible contributions help us in two ways. They pay for the “people power”—the financial education and the technical expertise—that stokes our borrowers’ successes. And they deepen the pool of money that we make available to borrowers.

Invest in the Community Loan Fund

Most of the dollars we make available to the community are invested in the Community Loan Fund by caring people and institutions that want to put their money to work in New Hampshire. We pay fixed-rate interest of up to 3% on these investments, based on the investment’s term (number of years) and the investor’s preference. In 35 years, through recessions and bullish economies, we have never failed to repay an investor.

Please note: The program described above does not constitute an offer to sell, or a solicitation of offers to purchase, debt securities in those states where the registration of such debt securities is required by state securities law. Please read our offering circular for more information.

Get involved in our policy work

Sometimes, loans and education aren’t enough to level the economic playing field. You can help us advocate for laws, policies and practices that give a fair shake to people with low incomes.