For foundations, an investment with impact, security, fixed-rate return
Why foundations invest in the New Hampshire Community Loan Fund
“Beyond 5%”: Foundations see the merit and impact of going beyond their grantmaking allowance to help the community. By investing a portion of their endowment in the Community Loan Fund, they further their mission beyond traditional grantmaking.
Trusted financial intermediary: The Community Loan Fund has been awarded the highest national honor in our field: the NEXT Award for Opportunity Finance. We have been rated multiple times by Aeris, the national rating service for community investing, which measures community impact and financial soundness.
Social impact: An investment in the Community Loan Fund is an efficient and meaningful way of helping New Hampshire families with low and moderate incomes by helping to create or preserve housing, jobs and child care.
Your choice of terms: Investors can choose terms of one to 10-or-more years and a fixed-rate annual simple interest return of up to 5%.
|1 or 2 years||3 or 4 years||5 or 6 years||7, 8 or 9 years||10 years +|
|Up to 1%||Up to 2%||Up to 3%||Up to 4%||Up to 5%|
* Rates for new investments or renewals are subject to change.
Risk: Opportunity NH Investments are unsecured. They are not insured by the FDIC, nor by any governmental or private entity. Opportunity NH Investments are not liquid assets: They cannot be redeemed or traded before maturity. While the Community Loan Fund has not lost any lender's funds, past performance is no guarantee of future performance.
Benefit: Your funds are added to our lending pool. The risk is shared, and an investor’s funds will not be dedicated to any single project or sector. The Community Loan Fund has an unblemished record of repayment to investors—through good and bad economic times. Opportunity NH Investments are protected by our significant permanent capital and our excellent history of repayment from borrowers.
Uncorrelated investment: Opportunity NH Investments are straightforward and are uncorrelated to traditional fixed-income instruments. You will earn annual interest and your principal remains whole, regardless of the ups and downs of the bond market.
A tradition of prestigious foundations: See our most-recent annual report for a full list of local and national foundation investors. We also have investors from other categories, such as banks, religious organizations, nonprofits, government and quasi-government organizations, and individuals.
Fixed maturity date: Your investment will have a fixed maturity date that can be renewed or paid out upon maturity, at your discretion.
Next steps: Please review our offering circular, which includes important information about the Community Loan Fund, and about the risk factors associated with making an Opportunity NH Investment. To discuss how your financial institution can invest in the Community Loan Fund, or if you have questions, please contact our Director of Investor Relations, Ken Kunhardt.