Community impact, security, fixed-rate return

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Why nonprofits invest in the New Hampshire Community Loan Fund

Extending mission impact: Nonprofit organizations see the merit and impact of helping their communities through the investment of their capital. By investing a portion of their endowment in the Community Loan Fund, they further their mission beyond their day-to-day program work.

Trusted financial intermediary: The Community Loan Fund has been awarded the highest national honor in our field: the 2009 NEXT Award for Opportunity Finance. We have been rated multiple times by Aeris, the national rating service for community investing, which measures community impact and financial soundness.

Social impact: An Opportunity NH Investment is an efficient and meaningful way of helping New Hampshire families with low and moderate incomes by helping to create or preserve housing, jobs and child care. Through their investments, nonprofits makeng a statement about their commitment to people in the state.

Your choice of terms: Nonprofits can invest as little as $1,000 and choose terms of one to 10-or-more years and a fixed-rate annual simple interest return of up to 5%.

1 or 2 years3 or 4 years5 or 6 years7, 8 or 9 years10 years +
Up to 1%Up to 2%Up to 3%Up to 4%Up to 5%

Risk: Opportunity NH Investments are unsecured. They are not insured by the FDIC, nor by any governmental or private entity. Investments with the Community Loan Fund are not liquid assets: They cannot be redeemed or traded before maturity. While the Community Loan Fund has not lost any investor's funds, past performance is no guarantee of future performance.

Benefit: Your funds are added to our lending pool. The risk is shared, and an investor’s funds will not be dedicated to any single project or sector. Individuals appreciate that the Community Loan Fund has an unblemished record of repayment to investors—through good and bad economic times. Opportunity NH Investments are protected by our significant permanent capital and our excellent history of repayment from borrowers.

Uncorrelated investment: Opportunity NH Investments are straightforward and are uncorrelated to traditional fixed-income instruments. You will earn annual interest and your principal remains whole, regardless of the ups and downs of the bond market.

A tradition of prestigious nonprofit investors: See our most-recent annual report on our website for a full list of local and national nonprofit investors. We also have investors from other categories, such as banks, religious organizations, foundations, government and quasi-government organizations, and individuals.

Fixed maturity date: Your investment will have a fixed maturity date that can be renewed or paid out upon maturity, at your discretion.

Next steps: Please review our offering circular, which includes important information about the Community Loan Fund, and about the risk factors associated with making an Opportunity NH Investment. To discuss how your financial institution can invest in the Community Loan Fund, or if you have questions, please contact our Director of Investor Relations, Ken Kunhardt.

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