Blogs

Ahhh, summer is here. Warmer weather, longer days, and more time outdoors. For the ROC-NH team, the arrival of summer coincides with annual membership meetings, and all the hustle and bustle of working with ROCs as they plan and organize to make the meetings as productive and efficient as possible. Annual meeting is a time for members to connect, vote on the business of their cooperative, and help create a vision for the upcoming year. The election of officers on the board of directors is a...
Updated : 2 weeks 6 days ago | more
A homebuyer recently suggested that first-time home buyers would benefit from a handout that covers the basics of the loan process. We do provide a Consumer Financial Protection Bureau booklet called Shopping for your home loan to Welcome Home Loan borrowers. A good home inspection can alert you to problems, and possibly lower the sales price I love working with first-time buyers, who are always excited and full of questions. I’ve distilled the most common topics we discuss into a top six, and...
Updated : 2 days 15 hours ago | more
Dan Barber, a renowned chef and author of the book, The Third Plate: Field Notes on the Future of Food, is kicking up dust around the farm-to-table movement. Barber recently wrote in the Sunday New York Times that despite the claims of four-fifths of Americans that sustainability is a priority when they shop for food, “For all its successes, farm-to-table has not, in any fundamental way, reworked the economic and political forces that dictate how our food is grown and raised.” Image courtesy...
Updated : 3 months 15 hours ago | more
Strolling of the Heifers, a Vermont-based local-food advocacy group, has released its 2014 Locavore Index. New Hampshire is ranked third, just behind top-ranked Vermont and Maine. The Locavore Index incorporates data on farmer’s markets, community-supported agriculture (CSA), food hub, farm-to-institution activities, and Farm-to-School programs, and compares states on a per-capita basis. Although New Hampshire moved up 10 notches from the 13th position in 2012, its improvement wasn’t really...
Updated : 3 months 2 days ago | more
Audra Anderson of Newmarket believes in the “knock and visit” approach to community-building. She and her husband, Karl, had lived in Heron Point Estates, a manufactured-home park in Newmarket, for 17 years. Last August, they and their fellow residents formed a cooperative and, with a loan from the Community Loan Fund, bought their community. Audra Anderson at ROC-NH's 2014 Community Leadership graduation. Soon after the conversion, when the co-op needed to conduct a household survey, Audra...
Updated : 5 days 14 hours ago | more
True story: When Ed Tomey, a highly in-demand organizational consultant, joined our board of directors, it wasn't two weeks before he was inundated with phone calls from our staff. They wanted to pick his brain about one project or another. " ... a deeply serious, productive, and delightfully engaged relationship with a nonprofit organization that fed me." It was almost as if getting Ed to join our board was too good to be true. He has a great mind and a great heart. Pros like Ed don’t come...
Updated : 3 months 1 week ago | more
Our friend Andrea Levere had a great commentary in Saturday’s New York Times about the stereotypes that cling to manufactured homes (often referred to as mobile homes). You need look no farther than the comments left online to see some of those outdated perceptions. Andrea, who is president of CFED and ROC USA’s board chair, is deeply committed to promoting the reality of modern manufactured housing as affordable, secure (if located in a resident-owned community or on the homeowner’s land),...
Updated : 2 months 2 weeks ago | more
It was a true honor to attend the National Community Reinvestment Coalition’s annual meeting recently in Washington, D.C. The NCRC presented the New Hampshire Community Loan Fund with its Rep. James Leach Award in honor of our pioneering resident-owned manufactured-home communities and Welcome Home Loans. Watch the video of the presentration. The Leach Award recognizes the most outstanding rural nonprofit organization that best promotes fair and equal access to credit and capital and promotes...
Updated : 2 months 4 weeks ago | more
Come April, a lot of us think about money. It’s tax time, and we’re paying or prioritizing what to do with our rebate. The first warm, sunny days lead to thoughts of summer, and what vacation we’re going to be able to afford. Schools also promote Financial Literacy Month in April, to help kids develop good money habits. In the midst of all of this, thinking about whether your finances will allow you to reach your life goals can seem a daunting task. But it’s important to keep those goals close...
Updated : 3 months 6 days ago | more
As a business owner, do you ever feel alone when making a tough decision? If you don’t have expertise in, for example, finance, and you need to know how much cash your business will need throughout the year if you pursue a new growth opportunity? CC by Paul Downey I recommend that you create a business advisory board. What is an advisory board? It’s a group of three to five individuals of your choosing who offer the expertise you need. The group meets with you regularly (at least quarterly),...
Updated : 3 months 6 days ago | more