Small-Business Loans

The New Hampshire Community Loan Fund offers loans and training to self-employed workers and owners of small businesses across the state, including those considered too small or too risky for other lenders.

A Business Builder loan helped Dino Green meet the demand for towing services

A Micro loan helped Kristina von Dohrmann add to her product line

Vested for Growth financing helped Jim Umland merge his company with a much-larger one

Our Small-Business Loans team works hard to get to know our borrowers so we can match their needs to the most beneficial type of capital and so we can connect them with the expertise they need to compete in a changing marketplace. We apply our creativity and experience to get to “yes” on hard-to-get-done deals, and the right type of financing to help our borrowers succeed.

Our risk-tolerant Small-Business Loans range from $1,000 to $500,000. Borrowers must have revenue from each of the preceding 12 months and must have filed a tax return for the business for which the loan is requested.

We’ll respond to your online loan inquiry within 24 to 48 hours. Loan-approval speed depends largely on the completeness of your application and your responsiveness to our questions. Our goals are:

• Decisions for loans under $10,000 within two weeks of receiving a completed application.
• Decisions for loans from $10,001 to $500,000 within five weeks of completed application.
• Decisions for higher-risk investments from $100,000 to $500,000 within two months of our site visit.

Start the application process now

Learn more about our small-business loans