A loan and training to match your business needs

We will lend to small businesses, including those considered too small or too risky for other lenders, for the following purposes:

• Purchase of equipment or other fixed assets
• Acquisition of a business
• Marketing capital
• New-product development
• Inventory expansion
• Acquisition of, or improvements to, land or buildings for use by the applicant's business
• Other business uses, considered on a loan-by-loan basis

Small-business loans

Micro loans of $1,000 to $10,000 serve primarily self-employed persons and the smallest companies. Based on a business skills assessment, suggestions for training or technical support may include a business performance coach, consultant, or a business peer group.

Business Builder loans of $10,000 to $500,000 can be used to improve or grow your business. Training or technical support may be provided by some combination of a business performance coach, consultant, an advisory board or a business peer group.

Vested for Growth provides risk-tolerant capital up to $500,000, business education, and peer-learning opportunities to help owners of established small businesses increase profits and create higher-quality jobs. We create sub-debt and royalty financing packages for businesses when banks and equity sources can’t provide enough capital to meet their needs. Training or technical support is provided by some combination of: a business performance coach, consultant, an advisory board or a business peer group.

Energy loans

Many businesses are interested in lowering their energy consumption and costs. The Community Loan Fund will finance energy-efficiency and renewable-energy projects.

Start the Small-Business Loan application process now