We provide people and communities with loans, coaching, and guidance that enable them to become economically secure.
Our Impact
Inside our 2025 impact report, you’ll find stories that highlight why our neighbors-investing-in-neighbors philosophy is so effective. From helping working families purchase affordable manufactured homes to strengthening small businesses and family farms, we’ve invested more than $518 million since 1983 to support the resilience and growth of people and communities.
From helping you purchase a manufactured home, to strengthening small businesses and nonprofits, and supporting entire towns as they work to secure financing, our services support the security and growth of people and communities.
Loans and support for manufactured-home buyers, homeowners who want to refinance or make home improvements, and developers building multi-family housing.
Loans, coaching, and advice for manufactured-home owners whose park is for sale or who already live in a resident-owned community (ROC).
Customized loans to strengthen and expand local businesses and nonprofits, including farm and food producers and childcare centers.
Assisting towns and municipalities in planning for economic development by securing funding and implementing projects per funder rules and regulations.
We affect lives across the state. If you live in New Hampshire, it’s 99.9% likely that you live within 10 miles of a Community Loan Fund borrower.
Affordable homes saved or preserved across the state
BORROWERS WHO ARE FIRST-TIME HOMEOWNERS
JOBS CREATED OR PRESERVED
CHILDCARE SPACES CREATED OR PRESERVED
Our impact stories go beyond the numbers and introduce you to some of the people we have had the honor to work alongside.
When you invest with us, you have the opportunity to receive a combination of financial and social returns — wins for both you and the community.
We've always been guided by relationships and faith in regular people. Seventy-seven percent of our investors are individuals and we have a 100% investor repayment record. In addition to an established record of supporting entrepreneurs, we invest in local renewable energy aimed at empowering homeowners and businesses to be self-reliant.
Founders of the ROC (resident-owned community) model, we are recognized nationally as innovators in the preservation and financing of affordable manufactured homes.
Our neighbors-investing-in-neighbors model is aimed at building stronger, resilient, and more self-reliant communities, improving the lives of people throughout New Hampshire, and serving as a model across the U.S.
Fixed-rate residential mortgages to help you purchase a manufactured home, refinance your current mortgage, or make repairs or improvements.
Learn MoreLoans, coaching, and advice for resident cooperatives to help you hold onto your manufactured homes in a supportive community.
Learn MoreFlexible funding to help you expand or improve your business or nonprofit paired with repayment coaching and advice.
Learn MoreAssistance for governments and municipalities of small towns in writing trust, government, corporate, and foundation grants
Learn MoreLoans, coaching, and advice to help manufactured-home owners set up a cooperative to buy and manage your park.
Learn MorePre-development loans for assessing development opportunities, bridge financing to assist in property acquisition, and project financing.
Learn MoreInnovative solutions, loans, and advising to help ROCs, small businesses, and nonprofits address energy efficiency, costs, and resilience.
Learn MoreWith the Community Loan Fund, the work is so vital, and the payoff is happening every day. That’s what impact is.
I immediately thought you were different. When we talked it was about: What does your business need? I got a sense that there was a partnership beyond just a financial partnership.
If the New Hampshire Community Loan Fund had not made this happen, Keene would not have an entire section of its beautiful city rehabilitated.
The Community Loan Fund brings a sense of possibility and abundance to a part of the population that grew up with a sense of scarcity. We look at what people have, not at what they don’t have. We adapt ourselves to what people can do.
The latest on affordable housing, community lending and investing, our impact, and other stories about the inspirational people we work with in New Hampshire.
A Community Loan Fund borrower from Keene, N.H. was recently featured in the 2026 CDFI Progress Report from the CDFI Coalition.
N.H. Community Loan Fund 3/31/2026Read MoreExeter TV recently put a spotlight on an energy solutions program for the Community Loan Fund's resident-owned communities in Exeter.
N.H. Community Loan Fund 3/23/2026How can manufactured-home owners access a traditional fair, fixed-rate 30-year mortgage? NH has a solution!
N.H. Community Loan Fund 3/23/2026Merrimack County Savings Bank (The Merrimack) supports the New Hampshire Community Loan Fund and its efforts to help families become homeowners.
N.H. Community Loan Fund 3/17/2026Get the details on how to become an impact investor and put your funds to good use helping your neighbors and your community.
InvestDonate today. Together, we can help your neighbors achieve their dreams of owning their own home or growing their business.
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