Welcome Home Loans: Real mortgages for manufactured homes

Two special loan programs:

1. Down payment and closing cost help for low-income homebuyers
2. Low down payment, interest rate, loans in select ROCs

Welcome Home Loans for manufactured houses (sometimes called mobile homes) are real mortgages for people who want an affordable home or who wish to refinance their current home.

These are fixed-rate, long-term mortgages for homeowners and home buyers in resident-owned communities or on their own land in New Hampshire.

Manufactured homes are naturally affordable, taking advantage of factory efficiency and relatively modest size.

Download an application buttonWe offer Welcome Home Loans:

  • To buy an existing home
  • To purchase land and a new or pre-owned home to place there
  • To buy a new or pre-owned home to put on land or in a resident-owned community
  • To replace your home with a newer one
  • To refinance your existing loan for better terms or to consolidate debt
  • To add to or improve your existing home

Want to learn more?

The Community Loan Fund's innovation in creating the country's first real mortgages for manufactured homes was recognized in 2009 by the NEXT Award for Opportunity Finance, the most prestigious honor in the field of community development finance.

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New Hampshire Community Loan Fund Inc. NMLS ID 253893. Licensed by the New Hampshire Banking Dept.